Frequently Asked Questions
Everything you need to know about planning with Financho.
Is Financho financial advice?
No. Financho is educational software designed to help you model and project different financial scenarios. We do not provide investment, tax, or legal advice. You should always consult with a qualified professional before making major financial decisions.
How secure is my financial data?
We take security very seriously. Your data is stored securely using industry-standard encryption and infrastructure provided by Firebase and Vercel. We do not sell your personal or financial information to third parties.
How does the AI Assistant work?
Our AI Assistant is grounded specifically on the data and assumptions in your personal plan. Unlike generic chatbots, it understands your specific numbers — like your tax bracket, Social Security estimate, and withdrawal strategy — to provide relevant answers to your questions.
Can I model complex scenarios like Roth conversions?
Yes. Financho includes specialized tools for Roth conversion analysis, Social Security optimization, Monte Carlo stress-testing, and 'what-if' scenario comparisons.
Is there a cost to use Financho?
We offer a free tier that allows you to build a comprehensive base plan. Advanced features like certain 'what-if' comparisons or deep AI analysis may be part of our premium offering.
How do I delete my account?
You can delete your account and all associated data at any time through the Settings page. Once deleted, your information is permanently removed from our active systems.