30-day free trial — no charge today
Professional retirement planning,
built for you
Everything you need to plan a confident retirement — from Monte Carlo simulations to Social Security optimization.
Financho
Full access to every feature
$99.99/ year
30-day free trial, then billed annually.
- Retirement projections with multi-scenario comparison
- Monte Carlo simulation — 10,000 randomized market trials
- Cash flow explorer with full federal & state tax projection
- Roth conversion optimizer
- Social Security claiming optimizer (ages 62–70)
- Withdrawal strategy simulator
- College planning with 529 projections & state tax breaks
- AI financial planning assistant (text + voice)
- Real estate with FHFA House Price Index data
- Healthcare cost modeling (ACA, Medicare Part B, LTC)
- Unlimited scenarios with side-by-side comparison
- Auto-updating tax constants (brackets, IRMAA, RMD tables)
No charge for 30 days. Cancel anytime.