Privacy Policy

1. Introduction

At Financho, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your information when you use our personal finance planning platform. We are committed to maintaining the confidentiality and security of your personal and financial data.

2. Information We Collect

To provide a comprehensive financial plan, we may collect the following types of information:

• Email address and basic profile information via Firebase Authentication.
• Financial data you enter, such as account balances, income, expenses, and debts.
• Plan assumptions and goals for retirement planning.
• Interactions with our AI Coach for the purpose of providing relevant answers.

3. How We Use Your Information

We use your information solely to:

• Calculate and project your financial future across various scenarios.
• Provide personalized guidance through our AI Coach.
• Help you track your progress towards financial wellness.
• Improve the functionality and accuracy of our educational software.

4. Data Security

We employ industry-standard security measures to protect your data. Your information is stored securely using Firebase and Vercel infrastructure. We do not sell your personal or financial data to third parties. Our AI Coach uses a secure grounding process to ensure your numbers are only accessible to you.

5. Your Rights

You have the right to access, update, or delete your financial data at any time through the platform. If you choose to delete your account, all associated financial records and planning data will be permanently removed from our active systems.

6. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "last updated" date.